Mortgage Application Checklist

In order to start your mortgage application, you will need to gather the following standard documentation. Some of the additional required information will vary based on your personal situation.

Standard Documentation for All Borrowers

  • W-2 forms (previous 2 years)
  • Paycheck stubs (last 30 days – most current)
  • Employer name and address (2 year history including any gaps)
  • Bank accounts statement (recent 2 months – all pages plus all non-payroll deposits must be documented so make a copy of the check before depositing)
  • Statements for 401(k)s, stocks and other investments (most recent)
  • Signed federal tax returns (previous 2 years)
  • Residency history (2 year history with name, phone number, address and account number of landlord or mortgage company)
  • Photo identification for applicant and co-applicant (valid Driver’s License or Passport)
  • Check or credit card information for credit report and appraisal fee
  • New home Sales Agreement, specifications, plans and/or legal description

 

Additional Required Documentation (if applicable)

Divorced Borrowers

  • Divorce Decree

Self-Employed Borrowers

  • Copies of most recent 2 years corporate tax returns (with all schedules)
  • YTD profit and loss statement and balance sheet
  • Copy of business license or CPA contact information
  • 1099s or K1 forms

Refinancing

  • Copy of Note, Deed of Trust or Mortgage
  • HUD-1 Settlement Statement/Closing Disclosure
  • Homeowner’s insurance information

Borrowers Selling Current Home

  • Contract for home being sold

Eligible Active Military or Veterans

  • Veteran DD214 or Veteran Reservists DD256
  • Certificate of Eligibility

Previous Bankruptcy

  • Petition and Discharge
  • Supporting schedules A through K

Relocation Agreement

  • If relocation move is financed by employer, such as a buyout agreement plus documentation outlining company paid closing costs benefits

*Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan.

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Contact Us Today!

Location 1551 Eastlake Ave E Suite 325
 Seattle, WA 98102

Phone 855-7-FAIRWAY

Email fairwayseattle@fairwaymc.com

Fairway Independent Mortgage Corporation NMLS Entity ID#2289 Andrew W. Reid, NMLS #420400
1551 Eastlake Ave E Ste 325, Seattle, WA 98102 Toll Free: 855-7FAIRWAY Office: 206-397-1277 Direct: 425-890-0888 Fax: 866-715-2733 fairwayseattle@fairwaymc.com
©2017 Fairway Independent Mortgage Corporation

Equal Housing Lender NMLS