The Federal Housing Administration’s (FHA) objective is to assist with providing housing opportunities and is widely used for first-time homebuyers.
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Features:
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• 96.5% LTV

• Down payments may be gifted by family members or your employee

• Expanded qualifying and underwriting ratios

• Home sellers can contribute up to 6% of the purchase price for closing costs

• Streamline Refinance

Reduced credit or poor credit situations will not disqualify borrowers for FHA home financing. FHA looks at the borrower’s big-picture situation.